Imagine a natural disaster strikes the place you were flying to a few days before your trip. For a moment, it may seem like the entire world has come to a halt. It’s unlikely that you’ll be able to stick to your travel plans. Who knows what will happen next? The time and money spent organising the trip, reserving a hotel room, picking seats, and purchasing tickets could all be going to waste.
Why Is Travel Insurance Important Abroad?
Anyone intending to travel abroad can purchase a travel insurance plan. It protects from unforeseen or unexpected events like flight delay or cancellation, lost baggage, medical emergencies, trip delay, and trip cancellation that may occur before or during the trip.* Claims are subject to terms and conditions set forth under the travel insurance policy.
What Does A Free Look Period Cover?
After you buy the policy, your insurance provider will give you a set amount of time, known as the “free look period,” to provide you with a thorough understanding of your insurance coverage. It gives you time to comprehend all of the coverage’s clauses and the policy’s inclusions and exclusions. Depending on the insurer, this time frame can range from one to ten days. You can also get a general understanding of the policy’s exclusions during this time. You will know all the benefits your international travel insurance policy does not cover. You must look into it once to understand what you have agreed to.* Please review the policy certificate’s details, including its coverages, clauses, and terms and conditions.
Absence From Your Trip
Your insurer will assist you with trip cancellation based on the amount insured. Keep in mind that this is only good up until the departure date. Undoubtedly, trip cancellation insurance can cause significant financial hardship. It covers the price of your complete itinerary, including airfare, lodging, and any extras for which you made advance payments. Your ideal overseas travel insurance policy protects most of these losses if you have international travel coverage.*
Cancellation Of Your Trip
A trip interruption can be even more upsetting than a cancellation. You leave for your trip but must shorten it due to unanticipated events. It could be brought on by various factors, including a critical illness or medical emergency, the unexpected passing of a family member, a cyclone or other severe weather event, a hijacking, or even a terrorist attack.
For instance, the insurance provider would cover all your losses and damages in such circumstances. Additionally, up to the amount of your insured sum, you would be compensated for any other supplemental costs, such as transportation and the added cost of returning home.*
Claims are subject to terms and conditions set forth under the travel insurance policy.
Keep No Confusion In Your Mind
After reading your policy documents, you might have some questions. You can reach out to your customer service representative through any of the available methods. They can assist you if you foresee any such circumstance and want to clarify it. By knowing that your international travel insurance has your back, you can feel financially secure while you’re away from home.*
*Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
